V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission. Their communication throughout the process was exceptional and I can't thank Rachel enough for everything she did to support me. However, Rachel, who helped me, was very knowledgeable, responsive and friendly, answering any and all questions I had. The watch always measures time accurately and rarely breaks down thanks to a reliable battery-powered quartz movement. If you were entitled to compensation under the Scheme, the level and extent of the compensation would depend on the nature of this contract.

Any losses from baggage, clothing or other belongings unless such baggage, clothing or belonging is being carried by hand or worn by the Assured or by any other person to whom the Assured has given the insured item as a gift. I feel much better about purchasing with them, where items are authenticated, and you know you are getting what you paid for. the finance plans available for each product varies depending on the items value and how much the item is discounted. This attractive ladies Michael kors Hartman watch is made from paved rose plating and is fitted with a quartz movement. Crafted with precision and attention to detail, these timepieces blend fashion and function effortlessly.If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12. If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited.

It features a rose gold plated stainless steel bracelet strap, a rose gold plated stainless steel case and has a rose gold with three hand movement dial.Import Fees: Any customs or import duties are charged once the parcel reaches its destination country must be paid by the recipient of the parcel.

Pricing was extremely competitive and my watch shipped, and was to me even during holiday season in less than a week.If you are unhappy with the way your claim is being handled you should follow the procedure shown overleaf to make your complaint. The careful packaging of the product allowed me to give the gift directly to my friend without having to re-package it. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority. The contact details for the FOS are: The Financial Ombudsman Service, Exchange Tower, London E14 9SR.